[TheStig]

Interestingly, the LV website says: "Whether you’re covered or not, by law the owner still needs to make sure they’ve insured the car to avoid any issues with the police. "

Am I covered to drive other cars?

www.lv.com

That's probably because although it's being driven legally it doesn't stop you being pinged by an ANPR camera. The registered keeper would then have to state who was driving & show proof of insurance.

 

[Statler]

By law the vehicle must be insured and that should be visible on the MIB database so the Police can refer to it.

You cannot legally drive an uninsured vehicle on your ‘drive other cars’ clause as the vehicle itself is not insured, that is an offence.

The ’drive other cars’ clause covers you as a driver, not the vehicle.

 

[TheStig]

By law the vehicle must be insured and that should be visible on the MIB database so the Police can refer to it.

You cannot legally drive an uninsured vehicle on your ‘drive other cars’ clause as the vehicle itself is not insured, that is an offence.

The ’drive other cars’ clause covers you as a driver, not the vehicle.

If you're sat in the drivers seat the vehicle is insured for third party risks which meets the RTA requirements. Not being visible on the MIB database in not an offence as far as I'm aware?

 

[Horlicks]

I thought the only time insurance was not mandatory was if the car has been SORNed, introduced as a measure to combat uninsured vehicles on the road.

 

[TheStig]

Can I Drive An Uninsured Car? - Patterson Law

In theory you can drive an uninsured car on your third party cover, but; if you leave the vehicle in a public place it will then be uninsured and the owner will be liable for no insurance prosecution

www.pattersonlaw.co.uk

 

[Horlicks]

Not sure what issue you are trying to highlight. It was pointed out that it is an offence if the registered keeper has no insurance. That the non-insured car may be driven by a 3rd party with suitable insurance does not change that.

https://www.bvrla.co.uk/static/uploaded/05030419-abc9-4839-9a183f142a4bde31.pdf

 

[TheStig]

Not sure what issue you are trying to highlight. It was pointed out that it is an offence if the registered keeper has no insurance. That the non-insured car may be driven by a 3rd party with suitable insurance does not change that.

https://www.bvrla.co.uk/static/uploaded/05030419-abc9-4839-9a183f142a4bde31.pdf

Firstly, there was no advisory warning & secondly, if the car was pinged by an ANPR camera the driver may have been insured.

 

[cutlea01]

In either case, it's a very rare occasion to need to drive a car not belonging to oneselves (oneself?) under a "drive any other car" clause, more so as the car won't be covered for self damage. I don't like doing so in case I damage that person's car, so will insist on purchasing day or week temporary comprehensive cover. I also won't drive that car unless it has a valid owner's own insurance policy. This way, I'm covered, the car is covered, I won't get bothered by the police. Owner don't like it, I won't drive it. All the family cars (and tractor) have specified cover for all of us too (except for jnr to drive my F-Pace or XKR!).

 

[PaulT]

It is not as though there is no information available as to what you have to do when you sell a vehicle. All here are computer literate and a simple search brings up a webpage such as:

Selling a vehicle

What to do when selling a vehicle: your vehicle log book (V5C), submitting the right information to DVLA, private (personalised) registration numbers.

www.gov.uk

which guides what to do and who should do what when selling a vehicle.
Would I trust a dealer to do what I should do? The answer most certainly not, after all, rightly or wrongly the trade does not have a good reputation.
Sorry, but if you fail to carry out what is your responsibility then you need to take the consequences.
Ignorance is no defence in Law

 

[cutlea01]

Which is why when I traded my XFS to a Jaguar main dealer, when asked for the whole V5 and also asked not to advise DVLA, I simply said my legal duty is to inform them, which I did via their website that evening.

 

[Statler]

Which is why when I traded my XFS to a Jaguar main dealer, when asked for the whole V5 and also asked not to advise DVLA, I simply said my legal duty is to inform them, which I did via their website that evening.

They don't make it overly easy though, which it really ought to be.

We sold a car privately and the new keeper refused to give us his details to notify DVLA.
The problem with the website is that if you don't have all the details to hand, you can't notify them. These are fixed fields, there is no leeway.
I ended up writing to DVLA explaining that the new keeper refused details and three weeks later got the acknowledgement back saying we were absolved of all responsibility.

 

[cutlea01]

Ooo, never had that situation before. I don't think I'd complete the sale if the buyer refused to provide details, just a gut feeling that they're not being totally honest, or just plain idiots. I get the "my data is my private data" but name and address is expected on a vehicle purchase. As a seller, you do not have to verify that data though. I can't find anything in law that covers refusal of the buyer to provide name and address. Just that the registered keeper has to legally provide the new keeper details. I would therefore presume, if these are not available, you are committing an offense.

 

[Statler]

Clearly, as the DVLA removed us as registered keeper and acknowledged it by letter, not supplying New Keeper details is not an offence.

I can’t see that you can force someone to give their details if they don’t want to.

 

[cutlea01]

That does not mean an offence was not committed, just no action was taken The specific offence is listed under The Vehicle Excise and Registration Act 1994 (as amended) and the Road Vehicles (Registration and Licensing) Regulations 2002. Section 22 of the Act and Regulation 22, 23 and 24 of the 2002 Regulations applies. The offence is under section 46 and 59 of VERA. The offence specifically was Failure to notify a change of keeper or notify sale or transfer to motor trader, insurer or dismantler. The penalty for such an offence would be an out of court (OCS) letter issued. OCS set at £55 reduced to £35 if paid in 17 days. If the OCS is not paid, as a criminal offence the case may be pursued through the magistrates’ court. The maximum penalty is £1,000. As required, the keeper of the vehicle is required to provide the new keeper details. There is no provision for you both not to do so and the new keeper is required to sign the registration document stating the new details are correct. It's stated in section 22, (2), b, iv. Just wanted to be clear!

The Road Vehicles (Registration and Licensing) Regulations 2002

 

[Statler]

Exactly.
I did notify them of a change of keeper in writing and to the best of my knowledge I gave them correct information which they acknowledged. No offence was committed.

They can’t legally require you to force someone to divulge personal details against their will. That would never stand up in court.

 

[PaulT]

So no new keeper details and the car becomes a pool car that scum drive around in with no insurance and not giving an f if they crash in to your car and use it to commit crimes.I also would not sell it without the details.

 

[Statler]

So no new keeper details and the car becomes a pool car that scum drive around in with no insurance and not giving an f if they crash in to your car and use it to commit crimes.I also would not sell it without the details.

Good on you.