So, picked up my 2010 XFR limited edition and must say I love the car.
Coincidentally my insurance runs out on the 29th May and given the level of business I've given current insurers they have allowed me to switch to the XFR free of charge, although they did point out that although my previous car had same power that annual premium would increase as they "are not too keen on same power if RWD only".
Renewal arrived on Friday and £580 which is a big jump.
Tried a few comparision sites and immediately can get better terms, then tried Direct Line and they are offering a fantastic deal at £289.
Will probably go with this, however does anyone have anyone they deal with/or dealt with which they'd recommend?
Tried Jaguar and they were awful with £980 and contcated Chris Knott but no return call as yet.
BTW I'm 44 year old and 9+ years NCB.
Thanks for any input, and I plan to have paid and sorted by Thursday latest.
No idea why companies ask you to complete online quote form - they may still call but in today's market when most provide quote instantly having to wait gives you little confidence on how quickly other aspects would be dealt with.
£289 for an XF-R??? My God! Where am I going wrong?
Mine comes up for renewal next week so I did some shopping around. Best I could get was from Churchill - £450. That is the all-singing, all-dancing, comprehensive with legal and like-for-like loan car while mine being repaired. Oh, and a £650 excess. And apparently, I live in a very low risk area.
Maybe the £289 is 3rd party, fire & theft?
Come on John, my 3rd Party days are in the past when I had to insure my Renault 5 GT Turbo aged 18 for £1,450 3rd Party lol. The Direct Line is with £250 excess so looks like they will be the company for me unless something comes in from leftfield.
All depends on location and many other factors, my XFR was £281 fully comp inc class A business use and that was when brand new less than 3 years ago (44 with full NCB)
£289 for an XF-R??? My God! Where am I going wrong?
Mine comes up for renewal next week so I did some shopping around. Best I could get was from Churchill - £450. That is the all-singing, all-dancing, comprehensive with legal and like-for-like loan car while mine being repaired. Oh, and a £650 excess. And apparently, I live in a very low risk area.
Maybe the £289 is 3rd party, fire & theft?
All depends on location and many other factors, my XFR was £281 fully comp inc class A business use and that was when brand new less than 3 years ago (44 with full NCB)
£20 is low for direct line, it's normally 40-45 cashback.
If you ever need to buy breakdown cover, quidco normally have some good cashback deals on that as well. Green Flag = the breakdown cover that DL try to up-sell you.
My insurance is with Sainsbury's Premium. UK call centre and friendly helpful on the phone. My renewal was £450 (with legal costs insurance and business cover). The premium was loaded due to the Speed Pack extras. They treat the exhaust and body modifications etc. as a higher potential repair cost.
Loaded because of the speedpack? they are taking the mick, its only a bigger spoiler and a couple of splitters........my insurance wasn't loaded for the speedpack, try shopping around a bit more and avoid the crooks
Some insurers require you to declare all options, even if they are factory fitted. I declared all factory fitted options on mine, they loaded the premium, and it was still miles cheaper than anyone else.
I agree, however, the cheapest is not always the best and unfortunately it takes a claim to show how good they are, but there is plenty of information online to ensure you make an informed decision xx
The lowest price wasn't the deciding factor, but the cover, UK call centre and policy details. I declared the Speedpack as it was an expensive option and I didn't want them reject any possible repairs. Overall the price was not too much more than my old pre-facelift XFR.
I have had lots of dealings with Hastings direct. One was about my windscreen which is ongoing but of no fault to them, even after two years they are still involved and helping me with the issues that remain. My stepdaughter insured with them aswell and 6 weeks ago bought a vw scirocco and arranged for the dealer to do the transfer of private plate. Yesterday found out that they had not done this. So today had to amend the insurance details only to revert back in about 7 days. Normally there is an admin fee to pay both times but they told me they would give me 6 weeks grace and no cost. So on two separate policies I feel as though they have excelled themselves. Only my opinion of course.
So quick update, took my insurance with Direct line who provided excellent quote and a few of my friends have good experiences with them.
As a note, Chris Knott who I left all my details with and completed their online form for callback as per my original post to this date has still NOT phoned as advised they would................this is 5 days later (need to remind all my friends to avoid them as thats terrible service) !!!!!!
They wanted almost 4x more for the XFR, and then this year they wanted £80 (30%) more than comparison site prices for my Z4M and wouldn't budge. There doesn't seem to have been any big changes with any other insurer, so I'm not sure why they've gone off me
Good experience with direct line here when I nearly wrote my MG ZT off a few years ago. Easy to deal with and no major problems. The repair company wasn't the best but they're separate to direct line themselves.
Just going through this at the moment , previous car was with Adrian Flux , had to be as it was so modified with agreed value but the renewal came through at £670 which was a shocker, shopping around seems to go to £450 or so with sensible companies rather than the bargain basements like Admiral or Elephant which are around £305 , can add it to my daily on a multicar policy at Aviva for £400 , so will give it some thought
Adrian Flux have been the cheapest on my XFR for a couple of years now, they beat all price comparisons for me No increase at all for the couple of mods I've done either. Give them a ring and see if they'll drop it.
Usually trackers are value related, my current insurer insist on one if the car has a value above £70k
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